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The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender’s website where you can review the terms of the loan, including details about all the applicable rates and fees.

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First Time Home Buyer Mortgage Options  · Mortgage options for first-time homebuyers. fha loans: offered through participating lenders, these mortgages have typically been the choice for most first-time buyers. The most popular FHA loan is the 203(b) loan, a government-insured loan that allows a down payment as low as 3.5 percent and is widely available from lenders across the country.

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