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Non-prime mortgages are making a comeback and new lenders are introducing new programs almost monthly. While the current loan products are not quite like the pre-recession subprime mortgage programs, they are increasingly becoming available to borrowers with lower credit scores, the self-employed, and other types of borrowers that have been left out from getting a mortgage for almost a decade.
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It also provides an "SSA Direct" service for direct verification. It also screens against the Freddie Mac ineligible list, proprietary mortgage fraud news article database and lender-provided watch.
After pushing higher in recent weeks, mortgage rates have slid back this week to the lowest levels in a month. And that.
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